Nidhikaṇḍasutta
Storing Your Savings
Merit is the only sure investment.
- 0.1
Khuddakapāṭha 8
Basic Passages 8
Nidhikaṇḍasutta
A Treasure Trove
- 1.1
Nidhiṁ nidheti puriso,
A person stores away their savings
- 1.2
gambhīre odakantike;
in a deep trove by the water’s edge:
- 1.3
Atthe kicce samuppanne,
“When need arises
- 1.4
atthāya me bhavissati.
it will be there to help
- 2.1
Rājato vā duruttassa,
free me from rulers if I am slandered,
- 2.2
corato pīḷitassa vā;
or from bandits if harassed,
- 2.3
Iṇassa vā pamokkhāya,
or to release me from debt,
- 2.4
dubbhikkhe āpadāsu vā;
or in case of famine or losses.”
- 2.5
Etadatthāya lokasmiṁ,
What the world calls savings
- 2.6
nidhi nāma nidhīyati.
get stored away for such reasons.
- 3.1
Tāvassunihito santo,
But no matter how well stored away they are
- 3.2
gambhīre odakantike;
in a deep pit by the water’s edge,
- 3.3
Na sabbo sabbadā eva,
all their savings will fail
- 3.4
tassa taṁ upakappati.
to aid them all the time.
- 4.1
Nidhi vā ṭhānā cavati,
For perhaps those savings shift from there,
- 4.2
saññā vāssa vimuyhati;
or they forget what marks the site,
- 4.3
Nāgā vā apanāmenti,
or dragons make off with them,
- 4.4
yakkhā vāpi haranti naṁ.
or spirits carry them away,
- 5.1
Appiyā vāpi dāyādā,
or unloved heirs
- 5.2
uddharanti apassato;
secretly unearth them.
- 5.3
Yadā puññakkhayo hoti,
When their merit is used up,
- 5.4
sabbametaṁ vinassati.
all of that will vanish.
- 6.1
Yassa dānena sīlena,
But by giving and morality,
- 6.2
saṁyamena damena ca;
restraint and self-control,
- 6.3
Nidhī sunihito hoti,
a woman or man
- 6.4
itthiyā purisassa vā.
keeps their savings safe.
- 7.1
Cetiyamhi ca saṅghe vā,
At a shrine or with the Saṅgha,
- 7.2
puggale atithīsu vā;
- 7.3
Mātari pitari cāpi,
with mother or father,
- 7.4
atho jeṭṭhamhi bhātari.
or else an elder sibling,
- 8.1
Eso nidhi sunihito,
those savings are kept safe,
- 8.2
ajeyyo anugāmiko;
they stay with you, undecaying.
- 8.3
Pahāya gamanīyesu,
We must go on leaving all behind,
- 8.4
etaṁ ādāya gacchati.
only this you take when you go.
- 9.1
Asādhāraṇamaññesaṁ,
You don’t have to share it with others,
- 9.2
acorāharaṇo nidhi;
no thief makes off with your savings.
- 9.3
Kayirātha dhīro puññāni,
An attentive one would make merit,
- 9.4
yo nidhi anugāmiko.
the savings that stay with you.
- 10.1
Esa devamanussānaṁ,
Such savings grant every desire
- 10.2
sabbakāmadado nidhi;
of gods and humans too.
- 10.3
Yaṁ yadevābhipatthenti,
Whatever it is that they wish for
- 10.4
sabbametena labbhati.
through this they have it all.
- 11.1
Suvaṇṇatā susaratā,
Good looks, a sweet voice,
- 11.2
susaṇṭhānā surūpatā;
a good shape, and good appearance,
- 11.3
Ādhipaccaparivāro,
leadership and followers:
- 11.4
sabbametena labbhati.
through this they have it all.
- 12.1
Padesarajjaṁ issariyaṁ,
Sovereignty of a local kingdom,
- 12.2
cakkavattisukhaṁ piyaṁ;
the happiness of a Wheel-Turning Monarch,
- 12.3
Devarajjampi dibbesu,
even kingship in the heavens:
- 12.4
sabbametena labbhati.
through this they have it all.
- 13.1
Mānussikā ca sampatti,
Human success,
- 13.2
devaloke ca yā rati;
heavenly delight,
- 13.3
Yā ca nibbānasampatti,
attaining extinguishment:
- 13.4
sabbametena labbhati.
through this they have it all.
- 14.1
Mittasampadamāgamma,
Relying on having good friends,
- 14.2
yonisova payuñjato;
rational application of effort,
- 14.3
Vijjāvimuttivasībhāvo,
mastery of knowledge and freedom:
- 14.4
sabbametena labbhati.
through this they have it all.
- 15.1
Paṭisambhidā vimokkhā ca,
Analytical knowledge, the liberations,
- 15.2
yā ca sāvakapāramī;
the perfections of the disciple,
- 15.3
Paccekabodhi buddhabhūmi,
the plane of an independent Buddha:
- 15.4
sabbametena labbhati.
through this they have it all.
- 16.1
Evaṁ mahatthikā esā,
This accomplishment in merit
- 16.2
yadidaṁ puññasampadā;
is so very beneficial.
- 16.3
Tasmā dhīrā pasaṁsanti,
That’s why the attentive and the astute
- 16.4
paṇḍitā katapuññatanti.
praise the making of merit.
- 17.1
Nidhikaṇḍasuttaṁ.
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